Privacy Policy

Last Updated: January 28, 2025

1. Introduction

CollateralizedLoanObligations.com ("we," "us," or "the Site") respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you visit our website.

2. Information We Collect

Automatically Collected Information

When you visit the Site, we automatically collect:

• Log data: IP address, browser type, operating system, pages visited, time spent, referral source
• Device information: Screen resolution, device type (mobile/desktop)
• Usage data: Pages viewed, links clicked, navigation patterns

This information is collected via standard web server logs and is used to analyze traffic, improve content, and maintain site security.

Information You Provide

If you contact us via email, we collect:

• Email address
• Name (if provided)
• Message content

3. How We Use Information

We use collected information to:

• Operate and maintain the Site
• Analyze site traffic and user behavior to improve content
• Respond to inquiries and feedback
• Detect and prevent security threats or abuse
• Comply with legal obligations

4. Cookies and Tracking

The Site may use cookies and similar technologies to:

• Remember user preferences
• Analyze site traffic (via analytics services)
• Improve user experience

You can disable cookies in your browser settings, though some Site features may not function properly.

5. Third-Party Services

We may use third-party services for analytics and site functionality. These services may collect information about your visit, including:

• Google Analytics (or similar): Traffic analysis and user behavior

These third parties have their own privacy policies governing data use. We do not control their practices.

6. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information. We may share information only in the following circumstances:

• Legal compliance: If required by law, regulation, or legal process
• Security: To protect the Site, our rights, or the safety of users
• Business transfer: In the event of a merger, acquisition, or asset sale

7. Data Security

We implement reasonable security measures to protect information from unauthorized access, alteration, or destruction. However, no internet transmission is completely secure. Use the Site at your own risk.

8. Data Retention

We retain automatically collected data for as long as necessary for the purposes described in this policy. Email inquiries are retained for record-keeping purposes.

9. Children's Privacy

The Site is not directed to children under 13. We do not knowingly collect information from children. If you believe we have inadvertently collected such information, contact us immediately.

10. International Users

The Site is operated in the United States. If you access the Site from outside the U.S., your information may be transferred to and processed in the U.S., where privacy laws may differ from your jurisdiction.

11. Your Rights

Depending on your jurisdiction, you may have rights to:

• Access personal information we hold about you
• Request correction or deletion of personal information
• Object to or restrict processing of your information
• Withdraw consent (where processing is based on consent)

To exercise these rights, contact us at: contact@collateralizedloanobligations.com

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes are effective immediately upon posting. We encourage you to review this policy periodically.

13. Contact

For questions about this Privacy Policy, contact: contact@collateralizedloanobligations.com