Terms of Use

Last reviewed on May 10, 2026.

1. Acceptance of Terms

By accessing CollateralizedLoanObligations.com (the “Site”), you agree to these Terms of Use. If you do not agree, do not use the Site.

2. Educational Purpose

The Site provides educational content only and does not constitute investment, legal, tax, or financial advice. All content is for informational purposes and should not be relied upon as the sole basis for any decision. See the Disclaimer for full editorial scope.

3. No Warranties

The Site and all content are provided “as is” and “as available” without warranties of any kind, express or implied, including warranties of accuracy, completeness, timeliness, fitness for a particular purpose, and non-infringement. While we work to keep content correct and current, we do not guarantee it is error-free.

4. Limitation of Liability

To the fullest extent permitted by law, CollateralizedLoanObligations.com and its operators are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:

• Use of, or inability to use, the Site.
• Reliance on any content, including data, opinions, or third-party links.
• Investment, business, or legal decisions made based on Site content.
• Errors, omissions, or inaccuracies in the content or in third-party services integrated with the Site.

5. Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose.
• Attempt to gain unauthorized access to Site systems, accounts, or data.
• Interfere with or disrupt Site availability, including through automated scraping that ignores rate limits or causes degraded service.
• Misrepresent affiliation with the Site or its operators.
• Strip, modify, or obscure copyright or attribution notices.

6. Intellectual Property

All content on the Site, including text, tables, layout, and code, is owned by CollateralizedLoanObligations.com or licensed to it, and is protected by copyright and other intellectual property laws.

Permitted Use

• Personal, non-commercial reading and reference.
• Brief educational quotation with attribution and a link to the source page.
• Linking to Site pages from other websites.

Prohibited Use

• Reproducing or republishing substantial portions of content without written permission.
• Creating derivative products that compete with the Site without a license.
• Using content to train machine-learning models without express permission.

7. Third-Party Links and Services

The Site links to third-party publications, regulators, data providers, and indices. These links are for convenience only. We do not control and are not responsible for the content, terms, or privacy practices of those sites. Advertising on the Site is delivered by third-party networks, including Google AdSense; see the Privacy Policy and Cookie Policy.

8. Forward-Looking Statements

Some content includes forward-looking expectations, projections, or qualitative views. These are inherently uncertain. Actual results can differ materially. Forward-looking statements speak only as of the publication date and are not updated.

9. Data Sources

Content draws from rating-agency methodology documents, regulatory filings, public market data, and industry research. We try to verify, but we cannot guarantee the accuracy of underlying third-party data.

10. Modifications

We may update these Terms at any time. Changes are effective when posted, and the “Last reviewed” date at the top of the page reflects the current revision. Continued use of the Site after changes constitutes acceptance of the updated Terms.

11. Governing Law and Venue

These Terms are governed by the laws of [Jurisdiction], without regard to conflict-of-laws principles. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the courts of competent jurisdiction located in [Jurisdiction], and you consent to that venue.

12. Severability

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force and effect, and the unenforceable provision will be modified only to the minimum extent necessary to make it enforceable.

13. Entire Agreement

These Terms, together with the Privacy Policy, Cookie Policy, and Disclaimer, are the entire agreement between you and CollateralizedLoanObligations.com regarding use of the Site.

14. Contact

For questions about these Terms, email contact@collateralizedloanobligations.com.